Speak with a Mortgage Banker (619) 379-7101
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    Synergy One Lending
  • 			    Synergy One Lending
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

AS SEEN AND HEARD ON:

  

Welcome to our Website

Here at Synergy One Lending we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our goal is always to put your needs and concerns first as we help you navigate the mortgage lending process. We specialize in the following types of loans:

*FHA Loans

*VA Loans

*Conventional and High Balance Loans

*Jumbo to 3 million

*First Time Homebuyers

*Refinances (cash out or rate and term)

*Adjustable or Fixed

*USDA 100% Financing

*Investment Properties

*2nd Homes

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Links to past episodes of the Real Estate Debate as heard on AM760 KFMB 

http://therealestatedebate.com/2015/06/03/are-rising-rents-a-key-factor-in-a-buyers-decision-to-purchase-the-real-estate-debate/

The Real Estate Debate

  

Recent Articles

Jan
23
2020
Breaking Down Mortgage Closing Costs
Whether you are buying a home or are refinancing, there are fees required to finalize the loan. We lump all these together and call them closing costs. With refinance loans, the closing costs are a bit less because certain elements are missing (such as title fees, home appraisal fees, and...
Jan
15
2020
The Ultimate Home Shopping Guide for First-Time Homebuyers
Are you buying a house for the first time? Not knowing what to expect can make things unnecessarily overwhelming and daunting. To help reduce the stress of the unknown, we've broken down the timeline to buying a home in this step-by-step guide. Keep in mind that this is just a general...
Jan
10
2020
What to Expect When Buying a Foreclosed Home
Foreclosed homes are some of the best home purchase deals you can find but that doesn’t mean that you should through caution to the wind when considering purchasing a foreclosed home.    In fact, some foreclosed homes can end up costing you more money (or headaches)...
Jan
03
2020
2020 Real Estate Trends: Is It a Good Time To Buy or Sell?
Some of the first things we look at when determining a favorable seller’s and buyer’s market are employment, income, and consumer confidence levels. Those 3 points combined with current rates and loan programs give us an excellent sense of how big the opportunity is for...