Speak with a Mortgage Banker (619) 379-7101
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    Synergy One Lending
  • 			    Synergy One Lending
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

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Welcome to our Website

Here at Synergy One Lending we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our goal is always to put your needs and concerns first as we help you navigate the mortgage lending process. We specialize in the following types of loans:

*FHA Loans

*VA Loans

*Conventional and High Balance Loans

*Jumbo to 3 million

*First Time Homebuyers

*Refinances (cash out or rate and term)

*Adjustable or Fixed

*USDA 100% Financing

*Investment Properties

*2nd Homes

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Links to past episodes of the Real Estate Debate as heard on AM760 KFMB 

http://therealestatedebate.com/2015/06/03/are-rising-rents-a-key-factor-in-a-buyers-decision-to-purchase-the-real-estate-debate/

The Real Estate Debate

  

Recent Articles

Oct
09
2019
Locked vs Floating Mortgage Rate: Which Is Better?
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't predict with any certainty...
Oct
02
2019
Financial Benefits of Buying a Home in a College Town
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as Tallahassee, Florida, thriving with...
Sep
25
2019
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Buying a home that needs significant renovation sounds like a nightmare to some --and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as it sounds, remodeling shouldn't be...
Sep
18
2019
How To Tell If A Home Is 'Move-In' Ready
If you’re home shopping, you’ve probably seen or heard the phrase “move-in ready” in the property description. But what does “move-in ready” really mean and how can you tell if a property that “shows well” is truly ready for your...