Speak with a Mortgage Banker (619) 379-7101
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    Synergy One Lending
  • 			    Synergy One Lending
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

AS SEEN AND HEARD ON:

  

Welcome to our Website

Here at Synergy One Lending we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our goal is always to put your needs and concerns first as we help you navigate the mortgage lending process. We specialize in the following types of loans:

*FHA Loans

*VA Loans

*Conventional and High Balance Loans

*Jumbo to 3 million

*First Time Homebuyers

*Refinances (cash out or rate and term)

*Adjustable or Fixed

*USDA 100% Financing

*Investment Properties

*2nd Homes

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Links to past episodes of the Real Estate Debate as heard on AM760 KFMB 

http://therealestatedebate.com/2015/06/03/are-rising-rents-a-key-factor-in-a-buyers-decision-to-purchase-the-real-estate-debate/

The Real Estate Debate

  

Recent Articles

Jun
19
2019
Stop! Don't Delay Closing Your Loan With These Mistakes
You found the dream house, got approved for a mortgage at a payment you can afford and are now just waiting to close. Time to take it easy --maybe start shopping for new appliances or even look into taking that new job that's closer to your new home. Stop! Making certain decisions before your...
Jun
12
2019
It Might Be Better To Skip The Starter Home --Here's Why
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real estate buying age, that's something that's...
Jun
05
2019
The Exciting Possibilities of a VA Cash-Out Refi
If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want. Just like any other big financial decision, you'll want to...
May
29
2019
In the News: Feds Target No-Money-Down Home Loan Programs
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...