Speak with a Mortgage Banker (619) 379-7101
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    Synergy One Lending
  • 			    Synergy One Lending
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

AS SEEN AND HEARD ON:

  

Welcome to our Website

Here at Synergy One Lending we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our goal is always to put your needs and concerns first as we help you navigate the mortgage lending process. We specialize in the following types of loans:

*FHA Loans

*VA Loans

*Conventional and High Balance Loans

*Jumbo to 3 million

*First Time Homebuyers

*Refinances (cash out or rate and term)

*Adjustable or Fixed

*USDA 100% Financing

*Investment Properties

*2nd Homes

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Links to past episodes of the Real Estate Debate as heard on AM760 KFMB 

http://therealestatedebate.com/2015/06/03/are-rising-rents-a-key-factor-in-a-buyers-decision-to-purchase-the-real-estate-debate/

The Real Estate Debate

  

Recent Articles

Aug
05
2020
The Truth About Good Debt vs. Bad Debt
Debt is either "good debt" or "bad debt." --or so we've been told. "Good" debt is that money owed for things that may assist in building wealth, such as student loans or mortgages. "Bad" debt would be things like credit cards. This is an oversimplification as the differences between "good" and...
Jul
30
2020
How To Build A Dream Home With An FHA Construction Loan
Do you dream of building a home, but your credit score isn't high enough for a traditional construction loan? An FHA construction loan can help!  Building your dream home with less-than-perfect credit is possible with an FHA Construction Loan. There are two kinds of FHA...
Jul
22
2020
A Quick Guide to Down Payments By Mortgage Type
Thinking about buying a first home or a second? You have many loan options, and each one varies as far as their down payment requirements. Use this quick guide to get an idea of the amount you'll need to put down on your next purchase.  Is 20% Down Always Necessary to Buy a Home? The down...
Jul
15
2020
What COVID-19 Could Mean For Your Mortgage Loan
Since the beginning of the COVID-19 global health pandemic, government officials, economic experts, and United States citizens have watched the housing market with close scrutiny.  Still shaken by the 2008 recession, many homeowners are worried about being unable to afford...

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